If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even helping the kids out with their future financial goals. With many Australians looking at a retirement of 30 years or more, another thing to give some thought to is keeping some money aside for your own […]
If you’ve recently split from your partner or simply wondering what might happen if you do, you’ll need to keep your financial wits about you as a division of assets and debts, whether they’re held separately or together, may be on the cards. Here are some of the things to be aware of when it […]
If you can make your money go the distance, pay day can be a wonderful thing. However, if it means that 48 hours from now you’re likely to be scrounging for shrapnel wondering how you’re going to pay bills and eat for the next fortnight – you might want to rethink how you’re managing your […]
Combining work commitments with family responsibilities can be something of a balancing act. We look at some of the expenses you might encounter as well as some of the financial benefits. The cost of childcare For most parents, the first thing that comes to mind when contemplating returning to work after having a child is […]
Whether your gap year is made up of work, study, travel, volunteering, or all of the above, more than four in five people who’ve taken a gap year believe they’re more employable because of it.1 In fact, recruiters have also recognised that ‘constructive’ gap years can help people stand out from the crowd when it comes […]
Over a 12-month period, approximately two million Australians left their job and of those nearly one in five were made redundant1. Given the stats, it’s easy to conclude that many people will be faced with redundancy at some point, which is why we’ve pulled together the financial and non-financial considerations to tackle early on. After […]
By the time you are considering retirement, it is likely that you will have substantial equity in your home. You may even own your house outright. Selling the family home is one way to free up cash for retirement. The money you receive can be invested in shares, term deposits, managed funds or superannuation. The […]
A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase. SMSFs often have members in the accumulation and pension phases. And typical two-person funds have both members retiring within a short time of each other – if not […]
Are you in the process of selling your home or thinking about it in the not too distant future? Perhaps you need a change of scenery, more space for a growing family, less space if the kids are grown up and living out of home, or maybe there are financial or health considerations at […]
So maybe you’re nearing retirement and thinking about selling the family home to free up some cash for the future. Or perhaps you’ve already retired and are considering downsizing to buy a more manageable property. Of course, there may be benefits of moving to a smaller place. You might be able to reduce or pay […]
